CASCO vs OCTA
OCTA is mandatory for registered watercraft, covers third party damages. CASKO voluntary, covers damage to the house itself.
Prices
OCTA 100-250 EUR/year, CASKO 300-800 EUR/year. For a floating house worth 80,000 EUR ~500-600 EUR. Franchise 100-500 EUR.
Essential conditions
Make sure the policy covers damage to pontoons, internal equipment, third party liability. Check for exceptions in winter.
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